Hard Money Loans for Commercial Buyers

Business owners, trusts, corporations and private partnerships often secure hard money loans for their commercial property needs. These private money loans can be used to rehabilitate or pay off mature notes on these commercial properties. These are often known as bridge loans or gap loans.

As a hard money lender with years of experience in the commercial lending sector, we understand the needs of business owners and investors. We will work with you to make sure that your commercial hard money loan meets your needs and offers the best rates at reasonable terms.

 

Our Commercial Hard Money & Bridge Loan Parameters:

  • Property Types: Industrial, office, retail, apartment complexes (6+ units), shopping centers, restaurants, mixed-use, automotive, hotel, special purpose, land, gas stations, and specialty properties.
  • Loan Amounts: $75,000 – $10,000,000
  • Term: 6 months to 10 years – interest-only, partially-amortized, and fully-amortized loans available
  • Loans are available to individuals, trusts, corporations, and limited partnerships

There are many reasons why it might be appropriate to consider a private hard money loan.

It can be difficult for even qualified buyers to secure loans for residential and commercial property. Since our underwriting guidelines focus on equity, not borrower credit, we are able to accept borrowers with low credit scores, prior bankruptcies, and foreclosures.

If a bank turns you down, call us!

WHO WE ARE

JPM Financials is the leader in residential and commercial real estate loans for purchasing and refinancing. Contact us today to apply for equity-based loans.

LEARN MORE

SEARCH OUR SITE

Bridge Loans

When you purchase a residential or commercial property, it often takes time to make necessary repairs and improvements, attract suitable tenants, or to find a new buyer. A bridge loan is a means of securing the short-term financing necessary to bridge this gap. We also offer bridge loans to small business owners who need capital for properties they already own free and clear, or in which they have substantial capital.

Fix and Flip Hard Money Loans

If you’re an investor or flipper interested in buying properties that require all cash or hard money to fix and flip, consider our Fix and Flip hard money program. Our Fix and Flip private money loans provide up to 75% of the project cost, which is the purchase price plus the cost of the rehab. These loans have no prepay, which allows you to sell the property as quickly as you can.

Residential Rehab

Looking to purchase residential real estate, make improvements, and hold it for the long-term as a source of continuous, stable income? It’s often necessary to quickly locate and obtain the resources necessary to successfully secure desirable properties, but only the most cash-flush buyers can typically accomplish this. Our hard money residential rehab loans with same-day pre-qualification can help you compete with the big fish!

Cash-Out Refinance

Our cash-out refinance loans are suitable for those looking to purchase commercial and/or residential properties. Traditional lenders tend to lock out many would-be buyers, due to strict loan parameters. Our cash-out refinance loans are a key way of getting cash now by refinancing an existing mortgage for a greater amount. We can expedite this process, getting you cash right now!

Buy and Hold Hard Money Loans

Investors looking for income or looking to build a real estate portfolio while the market is strong can benefit from our buy and hold hard money loans. These loans allow buyers to borrow for the purchase of a rental property. We understand the need to move quickly when opportunities arise. Our application, appraisal and approval process can be accomplished in just a few days to ensure you are able to negotiate effectively with the property holder.

We can provide long term financing of up to 10 years, with partial or full amortization.

Distressed Property

Distressed properties offer amazing financial opportunities for both boyers and investors. Banks and property owners want to unload these properties fast, and will only bother with buyers who have cash in hand. We can advise you on finding the best properties on the market, and provide you with same-day pre-qualification for a hard money loan.

Ground Up Construction

For those wishing to build a brand new home or multi-family dwelling, our ground up construction loans are designed to meet the special needs of such projects. However, these loans are designed only for those with previous experience in home building or residential rehab.