Privacy Policy

Information we collect

JPM Financials is a nationwide direct private money lender providing business-purpose loans to real estate investors, including hard money, fix & flip, bridge, construction, and multifamily funding.

Information you give us.

When you submit a project, request a term sheet, or contact us through the Site, by phone, or by email, we may collect:

• Your name, email address, and phone number
• Information about your project and property, such as the property address, property type, purchase price, renovation budget, estimated after-repair value, and requested loan amount
• Information about your business or borrowing entity, and any other details you choose to include in your submission

Information collected automatically.

When you visit the Site, we and our service providers may automatically collect your IP address, browser and device type, pages you view, and how you interact with the Site, using cookies and similar technologies. You can control cookies through your browser settings; disabling them may affect how parts of the Site work.

How we use your information

• To review your project and respond to your funding inquiry
• To evaluate, underwrite, and service business-purpose loans
• To communicate with you about your inquiry, your loan, and our services
• To operate, maintain, and improve the Site
• To send marketing communications, where permitted — you can opt out at any time using the unsubscribe link in an email or by contacting us
• To comply with legal obligations and protect our rights

How we share your information

We do not sell your personal information. We may share it only as follows:

• Service providers that help us run the Site, communicate with you, and operate our business, under agreements requiring them to protect it
• Partners involved in your transaction — for example, if you came to us through a broker, or your project requires a partner's participation — as needed to evaluate or complete your funding request
• Legal and safety purposes — when required by law, subpoena, or court order, or to protect the rights, property, or safety of JPM Financials, our clients, or others
• Business transfers — in connection with a merger, sale, or transfer of our business, subject to this Policy

Your privacy choices

You may contact us at any time to:

• Ask what personal information we have about you
• Ask us to correct or delete your personal information, subject to records we must keep for legal, accounting, or loan-servicing reasons
• Opt out of marketing emails or texts — use the unsubscribe link in any email, or contact us directly

As stated above, we do not sell your personal information. To make a request, contact us using the details below.

Data retention

We keep personal information for as long as reasonably necessary to evaluate and service funding requests, operate our business, and meet legal, accounting, and reporting obligations.

Security

We use reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

Children

The Site and our services are intended for adults seeking business-purpose financing. We do not knowingly collect information from anyone under 18.

Changes to this policy

We may update this Privacy Policy from time to time. The revised version will be posted on this page with a new “Last updated” date.